Send money
like a message.
HoneePay is a multi-currency fintech for people and businesses. Move NGN, USD, GBP and more by @username — no long account numbers, no friction. Now with a crypto wallet for USDC, USDT and more.
₦25,000
to @yomi
Instant · NGN
$1,420.50
How it works
Onboard in minutes. Fund a wallet. Pay anyone, anywhere, in the currency that makes sense.
Claim your @handle
Sign up and pick a username. Your handle replaces account numbers across every transfer you send and receive.
Fund any currency
Open NGN, USD, GBP and more. Deposit by card, bank transfer or peer-to-peer — and create separate wallets for separate goals.
Send, pay, payout
Move money to a friend by @handle, settle bills and utilities, or run business payouts in a single tap.
Pay people,
not account numbers.
On HoneePay, your identity is your handle. Skip the 10-digit account number, the sort code and the IBAN dance — just type @yomi and send.
$250.00
≈ ₦412,300.00
One app. Every money move.
Digital banking and payments in a single platform — for personal spending, side hustles, and full-blown business operations.
Multi-currency wallets
Hold and switch between NGN, USD, GBP and more. Spin up as many wallets as you need — one for rent, one for invoices, one for the trip you're saving for.
Bills & utilities
Airtime, data, electricity, internet, TV — settle them all without leaving the app.
Fast deposits
Top up by card, bank or transfer in seconds.
Payouts
Pay staff, contractors and vendors at scale.
Your crypto,
right next to your cash.
Hold, send and receive stablecoins and other digital assets from the same app you already use for Naira, dollars and pounds. Every HoneePay user gets their own wallet address on each supported network — and we cover the network fee when you send.
Your own address
Every user gets a dedicated wallet address on each supported network.
Multi-network
Polygon, Base, Ethereum, Arbitrum, Optimism and Avalanche in one place.
Send & receive
Hold, send and receive stablecoins and other supported digital assets.
Network fees on us
HoneePay covers the network (gas) fee when you send from your wallet.
Live activity
A full crypto activity history with the live status of every transfer.
PIN-protected
Every send needs your transaction PIN before it leaves your wallet.
50.00 USDC
To 0x7a3f…c91e
Supported networks
Supported assets
Asset availability varies by network.
Wallets are provided through Circle's wallet infrastructure. Naira buy, sell & swap will be powered by Yellow Card when it launches.
Crypto prices can be volatile, and stablecoins can lose their peg. Blockchain transfers are irreversible — sending to the wrong address or the wrong network can mean permanent loss. Digital assets are not legal tender and are not covered by deposit insurance. Availability varies by country and may change. Read the Digital Assets terms before you start.
Built for your wallet and your books.
For you
Send money to friends and family by @handle. Split bills, fund dollar wallets for online spending, save in pockets, settle every utility from one place.
- P2P transfers in NGN, USD, GBP & more
- Bills, airtime, data, subscriptions
- Multiple wallets per purpose
- Crypto wallet for USDC, USDT & more
For your business
Collect from customers, run bulk payouts, separate operating cash from payroll with dedicated wallets, and accept payments in the currencies your customers actually use.
- Bulk payouts to staff & vendors
- Receive in multiple currencies
- Dedicated wallets for every workflow
Secure by default
Bank-grade encryption, biometric logins and tap-to-confirm on every transfer. A transaction PIN for crypto sends, one-time codes for new devices, and automatic sign-out when you're inactive.
Instant transfers
Move money to any @handle in seconds — locally and across borders.
Always-on support
Real humans on the other end, ready when something feels off.
Your money.
Your handle.
Download HoneePay and start sending money the way you send messages — instant, social, and across every currency that matters.